Choosing and integrating, explained
Guides that resolve to a number.
Plain answers to the questions merchants actually ask: what Stripe costs to work around, whether EFT beats cards, and how to get paid from abroad without losing a fortune to fees.
BNPL in South Africa: Payflex, PayJustNow, Float and Happy Pay
How South African BNPL structures differ, the published merchant-fee trade-off, and what to verify before adding one.
Can you use Stripe in South Africa? The honest answer
How Stripe labels South Africa, what Paystack offers, and the legal and cost questions around foreign entities or a merchant of record.
Instant EFT vs cards: which is actually cheaper?
Where pay-by-bank wins on fees and chargebacks, where it loses on conversion, and why most SA stores end up running both.
Shopify Payments is not in SA: what it really costs
The extra platform fee Shopify charges when you cannot use Shopify Payments, how it stacks on top of your gateway, and how to price around it.
Webhooks that survive load-shedding
Signed webhooks, idempotency keys and retry queues so a power or network outage never drops a paid order.
Getting paid by overseas clients: Wise, Payoneer or PayPal
What each service really costs to receive foreign currency and convert it to rand, and which currency to invoice in.
Selling SaaS globally from SA: Paystack plus a Merchant of Record
How local gateways and merchant-of-record services may divide domestic and foreign checkout, with tax and contract limits.
How to verify a gateway's real fees
Reading a pricing page past the headline rate: payout fees, refund retention, settlement lag and the lines that do not make the marketing.
Each guide carries its review date and identifies the material sources used. Where evidence is limited, the guide says so rather than presenting an unsupported number. Modelled fees live in the calculator and the compare table.